DuPont Decomposition

Why does RAYMOND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

183.6% = 410.1% × 0.24 × 1.86

Latest: FY2025

Profitability

Net Margin

410.1%

9.1% →410.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.24x

0.26x →0.24x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.86x

2.83x →1.86x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 176.8 pp over 3 years. Driven by net margin improving (9.1% → 410.1%), leverage falling (2.83x → 1.86x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.1%0.262.836.8%
FY20240Cr0Cr9.8%0.233.076.9%
FY20250Cr0Cr410.1%0.241.86183.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.