DuPont Decomposition

Why does RECLTD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

19.2% = 74.7% × 0.03 × 7.53

Latest: FY2026

Profitability

Net Margin

74.7%

25.6% →74.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.03x

0.10x →0.03x

Revenue per ₹ of assets

Leverage

Equity Multiplier

7.53x

8.01x →7.53x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~19%. Driven by net margin improving (25.6% → 74.7%), leverage falling (8.01x → 7.53x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr25.6%0.108.0119.6%
FY20230Cr0Cr76.5%0.038.0119.2%
FY20240Cr0Cr82.0%0.037.9020.4%
FY20250Cr0Cr72.5%0.047.8420.3%
FY20260Cr0Cr74.7%0.037.5319.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for RECLTD

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RECLTD DuPont Analysis — ROE 19.2% | YieldIQ