DuPont Decomposition

Why does REGAAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

19.6% = 5.3% × 1.04 × 3.53

Latest: FY2025

Profitability

Net Margin

5.3%

7.1% →5.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.04x

1.33x →1.04x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.53x

2.93x →3.53x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.1 pp over 4 years. Driven by net margin declining (7.1% → 5.3%), asset turnover declining (1.33x → 1.04x), leverage rising (2.93x → 3.53x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.1%1.332.9327.6%
FY20230Cr0Cr3.5%1.283.3014.9%
FY20240Cr0Cr3.8%1.014.3516.4%
FY20250Cr0Cr5.3%1.043.5319.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.