DuPont Decomposition

Why does RESPONIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.8% = 14.0% × 0.82 × 1.29

Latest: FY2025

Profitability

Net Margin

14.0%

2.3% →14.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.82x

0.70x →0.82x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.29x

1.40x →1.29x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 12.5 pp over 3 years. Driven by net margin improving (2.3% → 14.0%), asset turnover improving (0.70x → 0.82x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr2.3%0.701.402.3%
FY20240Cr0Cr14.8%0.701.3614.2%
FY20250Cr0Cr14.0%0.821.2914.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RESPONIND DuPont Analysis — ROE 14.8% | YieldIQ