DuPont Decomposition

Why does RHIM earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.1% = 5.6% × 0.70 × 1.29

Latest: FY2025

Profitability

Net Margin

5.6%

-77.6% →5.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.70x

0.15x →0.70x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.29x

2.04x →1.29x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 28.5 pp over 3 years. Driven by net margin improving (-77.6% → 5.6%), asset turnover improving (0.15x → 0.70x), leverage falling (2.04x → 1.29x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr-0Cr-77.6%0.152.04-23.5%
FY20240Cr-0Cr-27.3%0.181.33-6.7%
FY20250Cr0Cr5.6%0.701.295.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.