DuPont Decomposition

Why does RKSWAMY earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.5% = 6.3% × 0.73 × 1.62

Latest: FY2025

Profitability

Net Margin

6.3%

8.2% →6.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.73x

0.58x →0.73x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.62x

24.86x →1.62x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 110.3 pp over 4 years. Driven by net margin declining (8.2% → 6.3%), asset turnover improving (0.58x → 0.73x), leverage falling (24.86x → 1.62x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr8.2%0.5824.86117.8%
FY20230Cr0Cr10.7%0.936.9369.1%
FY20240Cr0Cr12.0%0.841.6416.5%
FY20250Cr0Cr6.3%0.731.627.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RKSWAMY DuPont Analysis — ROE 7.5% | YieldIQ