DuPont Decomposition

Why does RMDRIP earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

29.2% = 18.3% × 0.84 × 1.90

Latest: FY2025

Profitability

Net Margin

18.3%

-5.3% →18.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.84x

0.58x →0.84x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.90x

2.41x →1.90x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 36.6 pp over 4 years. Driven by net margin improving (-5.3% → 18.3%), asset turnover improving (0.58x → 0.84x), leverage falling (2.41x → 1.90x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-5.3%0.582.41-7.4%
FY20230Cr0Cr0.3%0.382.260.2%
FY20240Cr0Cr10.8%0.751.6413.3%
FY20250Cr0Cr18.3%0.841.9029.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.