DuPont Decomposition

Why does RUBYMILLS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.7% = 20.3% × 0.20 × 1.63

Latest: FY2025

Profitability

Net Margin

20.3%

14.4% →20.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.20x

0.08x →0.20x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.63x

1.72x →1.63x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.7 pp over 3 years. Driven by net margin improving (14.4% → 20.3%), asset turnover improving (0.08x → 0.20x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr14.4%0.081.722.0%
FY20240Cr0Cr22.0%0.081.462.7%
FY20250Cr0Cr20.3%0.201.636.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RUBYMILLS DuPont Analysis — ROE 6.7% | YieldIQ