DuPont Decomposition

Why does RUPA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.2% = 6.8% × 0.82 × 1.49

Latest: FY2025

Profitability

Net Margin

6.8%

4.7% →6.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.82x

0.82x →0.82x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.49x

1.52x →1.49x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.3 pp over 3 years. Driven by net margin improving (4.7% → 6.8%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.7%0.821.525.9%
FY20240Cr0Cr5.8%0.841.517.3%
FY20250Cr0Cr6.8%0.821.498.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RUPA DuPont Analysis — ROE 8.2% | YieldIQ