DuPont Decomposition

Why does SAGARDEEP earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.4% = 1.5% × 3.12 × 1.33

Latest: FY2025

Profitability

Net Margin

1.5%

0.6% →1.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

3.12x

2.04x →3.12x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.33x

1.69x →1.33x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.5 pp over 4 years. Driven by asset turnover improving (2.04x → 3.12x), leverage falling (1.69x → 1.33x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.6%2.041.692.0%
FY20230Cr0Cr0.6%2.471.312.0%
FY20240Cr0Cr0.8%2.381.502.7%
FY20250Cr0Cr1.5%3.121.336.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SAGARDEEP DuPont Analysis — ROE 6.4% | YieldIQ