DuPont Decomposition

Why does SAHLIBHFI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.4% = 46.3% × 0.18 × 1.27

Latest: FY2025

Profitability

Net Margin

46.3%

27.3% →46.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.18x

0.19x →0.18x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.27x

2.04x →1.27x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~10%. Driven by net margin improving (27.3% → 46.3%), leverage falling (2.04x → 1.27x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr27.3%0.192.0410.4%
FY20230Cr0Cr30.6%0.201.7410.7%
FY20240Cr0Cr37.0%0.201.6312.4%
FY20250Cr0Cr46.3%0.181.2710.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SAHLIBHFI DuPont Analysis — ROE 10.4% | YieldIQ