DuPont Decomposition

Why does SAIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.6% = 3.0% × 0.82 × 2.25

Latest: FY2026

Profitability

Net Margin

3.0%

11.9% →3.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.82x

0.86x →0.82x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.25x

2.22x →2.25x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 17.0 pp over 5 years. Driven by net margin declining (11.9% → 3.0%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr11.9%0.862.2222.6%
FY20230Cr0Cr2.1%0.802.384.0%
FY20240Cr0Cr2.9%0.742.465.4%
FY20250Cr0Cr2.3%0.752.324.0%
FY20260Cr0Cr3.0%0.822.255.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SAIL DuPont Analysis — ROE 5.6% | YieldIQ