DuPont Decomposition

Why does SANGAMIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.7% = 2.5% × 0.98 × 3.08

Latest: FY2026

Profitability

Net Margin

2.5%

4.9% →2.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.98x

1.23x →0.98x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.08x

2.45x →3.08x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 7.1 pp over 4 years. Driven by net margin declining (4.9% → 2.5%), asset turnover declining (1.23x → 0.98x), leverage rising (2.45x → 3.08x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.9%1.232.4514.8%
FY20240Cr0Cr1.6%0.932.774.2%
FY20250Cr0Cr1.1%0.972.943.2%
FY20260Cr0Cr2.5%0.983.087.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SANGAMIND DuPont Analysis — ROE 7.7% | YieldIQ