DuPont Decomposition

Why does SANGAMIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.2% = 1.1% × 0.94 × 2.94

Latest: FY2025

Profitability

Net Margin

1.1%

4.8% →1.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.94x

0.33x →0.94x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.94x

2.38x →2.94x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~3%. Driven by net margin declining (4.8% → 1.1%), asset turnover improving (0.33x → 0.94x), leverage rising (2.38x → 2.94x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.8%0.332.383.8%
FY20240Cr0Cr1.8%0.272.691.3%
FY20250Cr0Cr1.1%0.942.943.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.