DuPont Decomposition

Why does SBGLP earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

15.7% = 30.9% × 0.19 × 2.64

Latest: FY2025

Profitability

Net Margin

30.9%

34.0% →30.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.19x

0.52x →0.19x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.64x

10.74x →2.64x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 174.7 pp over 3 years. Driven by net margin declining (34.0% → 30.9%), asset turnover declining (0.52x → 0.19x), leverage falling (10.74x → 2.64x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr34.0%0.5210.74190.3%
FY20240Cr0Cr38.6%0.572.2048.0%
FY20250Cr0Cr30.9%0.192.6415.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for SBGLP

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.