DuPont Decomposition

Why does SCI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.2% = 15.1% × 0.48 × 1.41

Latest: FY2025

Profitability

Net Margin

15.1%

26.8% →15.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.48x

0.12x →0.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.41x

1.66x →1.41x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.7 pp over 3 years. Driven by net margin declining (26.8% → 15.1%), asset turnover improving (0.12x → 0.48x), leverage falling (1.66x → 1.41x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr26.8%0.121.665.5%
FY20240Cr0Cr21.8%0.121.604.1%
FY20250Cr0Cr15.1%0.481.4110.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for SCI

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.