DuPont Decomposition

Why does SDBL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.0% = 7.5% × 1.04 × 1.80

Latest: FY2025

Profitability

Net Margin

7.5%

-2.7% →7.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.04x

0.52x →1.04x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.80x

2.42x →1.80x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 17.4 pp over 4 years. Driven by net margin improving (-2.7% → 7.5%), asset turnover improving (0.52x → 1.04x), leverage falling (2.42x → 1.80x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-2.7%0.522.42-3.4%
FY20230Cr0Cr7.6%0.872.4316.1%
FY20240Cr0Cr6.9%1.072.0915.4%
FY20250Cr0Cr7.5%1.041.8014.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SDBL DuPont Analysis — ROE 14.0% | YieldIQ