DuPont Decomposition

Why does SECMARK earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.9% = 12.2% × 1.04 × 1.65

Latest: FY2025

Profitability

Net Margin

12.2%

18.1% →12.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.04x

0.53x →1.04x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.65x

1.16x →1.65x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 9.7 pp over 4 years. Driven by net margin declining (18.1% → 12.2%), asset turnover improving (0.53x → 1.04x), leverage rising (1.16x → 1.65x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr18.1%0.531.1611.2%
FY20230Cr-0Cr-29.9%0.571.68-28.4%
FY20240Cr-0Cr-9.9%0.791.96-15.2%
FY20250Cr0Cr12.2%1.041.6520.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.