DuPont Decomposition

Why does SEMAC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.8% = 3.0% × 1.18 × 2.51

Latest: FY2026

Profitability

Net Margin

3.0%

2.8% →3.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.18x

0.54x →1.18x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.51x

1.56x →2.51x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.4 pp over 5 years. Driven by asset turnover improving (0.54x → 1.18x), leverage rising (1.56x → 2.51x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.8%0.541.562.3%
FY20230Cr0Cr5.7%1.531.8816.2%
FY20240Cr-0Cr-25.4%0.652.49-40.7%
FY20250Cr-0Cr-3.4%0.782.99-8.1%
FY20260Cr0Cr3.0%1.182.518.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SEMAC DuPont Analysis — ROE 8.8% | YieldIQ