DuPont Decomposition

Why does SEPC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.8% = 5.1% × 0.34 × 1.61

Latest: FY2026

Profitability

Net Margin

5.1%

-80.0% →5.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.34x

0.15x →0.34x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.61x

3.01x →1.61x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 38.5 pp over 5 years. Driven by net margin improving (-80.0% → 5.1%), asset turnover improving (0.15x → 0.34x), leverage falling (3.01x → 1.61x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-80.0%0.153.01-35.7%
FY20230Cr-0Cr-1.3%0.191.84-0.5%
FY20240Cr0Cr4.1%0.251.831.9%
FY20250Cr0Cr4.2%0.251.581.6%
FY20260Cr0Cr5.1%0.341.612.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SEPC DuPont Analysis — ROE 2.8% | YieldIQ