DuPont Decomposition

Why does SHANTIGOLD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

36.6% = 5.0% × 2.64 × 2.76

Latest: FY2025

Profitability

Net Margin

5.0%

0.8% →5.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

2.64x

2.00x →2.64x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.76x

4.29x →2.76x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 30.0 pp over 4 years. Driven by net margin improving (0.8% → 5.0%), asset turnover improving (2.00x → 2.64x), leverage falling (4.29x → 2.76x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.8%2.004.296.6%
FY20230Cr0Cr2.9%2.643.6828.4%
FY20240Cr0Cr3.8%2.193.3727.8%
FY20250Cr0Cr5.0%2.642.7636.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.