DuPont Decomposition

Why does SILLYMONKS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.7% = 0.8% × 2.44 × 1.41

Latest: FY2025

Profitability

Net Margin

0.8%

-8.1% →0.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

2.44x

1.44x →2.44x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.41x

1.58x →1.41x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 21.0 pp over 4 years. Driven by net margin improving (-8.1% → 0.8%), asset turnover improving (1.44x → 2.44x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-8.1%1.441.58-18.3%
FY20230Cr-0Cr-23.7%1.621.65-63.4%
FY20240Cr-0Cr-0.0%1.981.52-0.0%
FY20250Cr0Cr0.8%2.441.412.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SILLYMONKS DuPont Analysis — ROE 2.7% | YieldIQ