DuPont Decomposition

Why does SMARTWORKS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-58.6% = -4.6% × 0.30 × 43.11

Latest: FY2025

Profitability

Net Margin

-4.6%

-19.4% →-4.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.30x

0.13x →0.30x

Revenue per ₹ of assets

Leverage

Equity Multiplier

43.11x

25.06x →43.11x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.7 pp over 4 years. Driven by net margin improving (-19.4% → -4.6%), asset turnover improving (0.13x → 0.30x), leverage rising (25.06x → 43.11x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-19.4%0.1325.06-61.3%
FY20230Cr-0Cr-14.2%0.16142.17-321.1%
FY20240Cr-0Cr-4.8%0.2582.93-99.9%
FY20250Cr-0Cr-4.6%0.3043.11-58.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.