DuPont Decomposition

Why does SMLT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.4% = 2.3% × 1.42 × 1.04

Latest: FY2025

Profitability

Net Margin

2.3%

6.0% →2.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.42x

3.92x →1.42x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.04x

1.49x →1.04x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 31.8 pp over 4 years. Driven by net margin declining (6.0% → 2.3%), asset turnover declining (3.92x → 1.42x), leverage falling (1.49x → 1.04x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.0%3.921.4935.3%
FY20230Cr0Cr7.3%3.691.0528.4%
FY20240Cr0Cr4.5%2.531.0311.9%
FY20250Cr0Cr2.3%1.421.043.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.