DuPont Decomposition

Why does SOMICONVEY earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.2% = 5.0% × 0.91 × 1.36

Latest: FY2026

Profitability

Net Margin

5.0%

3.0% →5.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.91x

0.53x →0.91x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.36x

1.67x →1.36x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.5 pp over 5 years. Driven by net margin improving (3.0% → 5.0%), asset turnover improving (0.53x → 0.91x), leverage falling (1.67x → 1.36x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.0%0.531.672.7%
FY20230Cr0Cr3.7%0.911.555.2%
FY20240Cr0Cr4.5%0.921.556.4%
FY20250Cr0Cr5.4%0.831.597.2%
FY20260Cr0Cr5.0%0.911.366.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SOMICONVEY DuPont Analysis — ROE 6.2% | YieldIQ