DuPont Decomposition

Why does SRTL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.8% = 3.2% × 1.30 × 2.62

Latest: FY2025

Profitability

Net Margin

3.2%

1.7% →3.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.30x

1.64x →1.30x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.62x

2.43x →2.62x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.1 pp over 4 years. Driven by net margin improving (1.7% → 3.2%), asset turnover declining (1.64x → 1.30x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.7%1.642.436.8%
FY20230Cr0Cr1.0%1.552.223.4%
FY20240Cr0Cr2.9%1.492.319.8%
FY20250Cr0Cr3.2%1.302.6210.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.