DuPont Decomposition

Why does STERTOOLS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.6% = 3.5% × 1.01 × 1.56

Latest: FY2026

Profitability

Net Margin

3.5%

5.1% →3.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.01x

0.88x →1.01x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.56x

1.59x →1.56x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.6 pp over 5 years. Driven by net margin declining (5.1% → 3.5%), asset turnover improving (0.88x → 1.01x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr5.1%0.881.597.2%
FY20230Cr0Cr6.3%1.161.6412.0%
FY20240Cr0Cr6.0%1.291.5912.4%
FY20250Cr0Cr5.7%1.301.5811.7%
FY20260Cr0Cr3.5%1.011.565.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

STERTOOLS DuPont Analysis — ROE 5.6% | YieldIQ