DuPont Decomposition

Why does SURAKSHA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

15.1% = 12.6% × 0.76 × 1.59

Latest: FY2025

Profitability

Net Margin

12.6%

9.3% →12.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.76x

0.81x →0.76x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.59x

1.89x →1.59x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~15%. Driven by net margin improving (9.3% → 12.6%), leverage falling (1.89x → 1.59x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.3%0.811.8914.3%
FY20230Cr0Cr3.4%0.681.814.2%
FY20240Cr0Cr10.8%0.731.6813.2%
FY20250Cr0Cr12.6%0.761.5915.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SURAKSHA DuPont Analysis — ROE 15.1% | YieldIQ