DuPont Decomposition

Why does TALBROAUTO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.9% = 11.4% × 0.87 × 1.50

Latest: FY2025

Profitability

Net Margin

11.4%

9.2% →11.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.87x

0.99x →0.87x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.50x

1.89x →1.50x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.3 pp over 3 years. Driven by net margin improving (9.2% → 11.4%), asset turnover declining (0.99x → 0.87x), leverage falling (1.89x → 1.50x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.2%0.991.8917.3%
FY20240Cr0Cr15.1%0.851.5920.5%
FY20250Cr0Cr11.4%0.871.5014.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.