DuPont Decomposition

Why does TALBROAUTO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.0% = 12.0% × 0.80 × 1.46

Latest: FY2026

Profitability

Net Margin

12.0%

8.3% →12.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.80x

0.95x →0.80x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.46x

1.89x →1.46x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~14%. Driven by net margin improving (8.3% → 12.0%), asset turnover declining (0.95x → 0.80x), leverage falling (1.89x → 1.46x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr8.3%0.951.8914.9%
FY20230Cr0Cr9.2%0.931.7815.1%
FY20240Cr0Cr15.1%0.851.5920.5%
FY20250Cr0Cr11.4%0.871.5014.9%
FY20260Cr0Cr12.0%0.801.4614.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TALBROAUTO DuPont Analysis — ROE 14.0% | YieldIQ