DuPont Decomposition

Why does TARACHAND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.5% = 10.0% × 0.63 × 3.22

Latest: FY2025

Profitability

Net Margin

10.0%

1.9% →10.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.63x

0.63x →0.63x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.22x

3.54x →3.22x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 16.3 pp over 4 years. Driven by net margin improving (1.9% → 10.0%), leverage falling (3.54x → 3.22x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.9%0.633.544.1%
FY20230Cr0Cr7.5%0.333.248.1%
FY20240Cr0Cr13.6%0.182.716.6%
FY20250Cr0Cr10.0%0.633.2220.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.