DuPont Decomposition

Why does TARC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-22.2% = -830.7% × 0.01 × 4.04

Latest: FY2025

Profitability

Net Margin

-830.7%

-243.8% →-830.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.01x

0.03x →0.01x

Revenue per ₹ of assets

Leverage

Equity Multiplier

4.04x

2.24x →4.04x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 4.7 pp over 4 years. Driven by net margin declining (-243.8% → -830.7%), leverage rising (2.24x → 4.04x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-243.8%0.032.24-17.5%
FY20230Cr0Cr11.0%0.062.341.5%
FY20240Cr-0Cr-121.0%0.022.72-6.0%
FY20250Cr-0Cr-830.7%0.014.04-22.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TARC DuPont Analysis — ROE -22.2% | YieldIQ