DuPont Decomposition

Why does TARIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.8% = 10.8% × 0.91 × 1.72

Latest: FY2025

Profitability

Net Margin

10.8%

2.2% →10.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.91x

0.37x →0.91x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.72x

3.02x →1.72x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 14.4 pp over 3 years. Driven by net margin improving (2.2% → 10.8%), asset turnover improving (0.37x → 0.91x), leverage falling (3.02x → 1.72x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr2.2%0.373.022.4%
FY20240Cr0Cr8.1%0.442.117.5%
FY20250Cr0Cr10.8%0.911.7216.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.