DuPont Decomposition

Why does TARIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

17.4% = 10.5% × 0.94 × 1.76

Latest: FY2026

Profitability

Net Margin

10.5%

3.0% →10.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.94x

1.16x →0.94x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.76x

3.01x →1.76x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.1 pp over 4 years. Driven by net margin improving (3.0% → 10.5%), asset turnover declining (1.16x → 0.94x), leverage falling (3.01x → 1.76x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.0%1.163.0110.3%
FY20240Cr0Cr3.5%1.082.118.0%
FY20250Cr0Cr10.6%0.921.7517.1%
FY20260Cr0Cr10.5%0.941.7617.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TARIL DuPont Analysis — ROE 17.4% | YieldIQ