DuPont Decomposition

Why does TEXRAIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.2% = 4.5% × 0.87 × 2.13

Latest: FY2026

Profitability

Net Margin

4.5%

1.3% →4.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.87x

0.60x →0.87x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.13x

2.00x →2.13x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.7 pp over 5 years. Driven by net margin improving (1.3% → 4.5%), asset turnover improving (0.60x → 0.87x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.3%0.602.001.5%
FY20230Cr0Cr1.2%0.662.431.9%
FY20240Cr0Cr3.3%0.831.654.5%
FY20250Cr0Cr4.9%1.061.738.9%
FY20260Cr0Cr4.5%0.872.138.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TEXRAIL DuPont Analysis — ROE 8.2% | YieldIQ