DuPont Decomposition

Why does TEXRAIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.8% = 4.9% × 1.05 × 1.71

Latest: FY2025

Profitability

Net Margin

4.9%

2.2% →4.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.05x

0.25x →1.05x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.71x

2.43x →1.71x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.5 pp over 3 years. Driven by net margin improving (2.2% → 4.9%), asset turnover improving (0.25x → 1.05x), leverage falling (2.43x → 1.71x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr2.2%0.252.431.3%
FY20240Cr0Cr4.0%0.271.651.8%
FY20250Cr0Cr4.9%1.051.718.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.