DuPont Decomposition

Why does THOMASCOTT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.1% = 8.0% × 1.14 × 1.33

Latest: FY2025

Profitability

Net Margin

8.0%

1.9% →8.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.14x

0.71x →1.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.33x

4.43x →1.33x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.0 pp over 4 years. Driven by net margin improving (1.9% → 8.0%), asset turnover improving (0.71x → 1.14x), leverage falling (4.43x → 1.33x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.9%0.714.436.1%
FY20230Cr0Cr4.6%0.924.7520.1%
FY20240Cr0Cr11.0%1.321.3619.8%
FY20250Cr0Cr8.0%1.141.3312.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

THOMASCOTT DuPont Analysis — ROE 12.1% | YieldIQ