DuPont Decomposition

Why does THOMASCOTT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.1% = 8.0% × 1.14 × 1.33

Latest: FY2025

Profitability

Net Margin

8.0%

11.2% →8.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.14x

0.35x →1.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.33x

4.75x →1.33x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 6.6 pp over 3 years. Driven by net margin declining (11.2% → 8.0%), asset turnover improving (0.35x → 1.14x), leverage falling (4.75x → 1.33x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr11.2%0.354.7518.7%
FY20240Cr0Cr15.6%0.371.367.9%
FY20250Cr0Cr8.0%1.141.3312.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.