DuPont Decomposition

Why does TI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

26.0% = 16.0% × 1.18 × 1.37

Latest: FY2025

Profitability

Net Margin

16.0%

8.2% →16.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.18x

0.71x →1.18x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.37x

2.09x →1.37x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 13.8 pp over 3 years. Driven by net margin improving (8.2% → 16.0%), asset turnover improving (0.71x → 1.18x), leverage falling (2.09x → 1.37x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr8.2%0.712.0912.2%
FY20240Cr0Cr5.0%0.741.575.8%
FY20250Cr0Cr16.0%1.181.3726.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.