DuPont Decomposition

Why does TITAN earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

28.7% = 5.5% × 1.48 × 3.50

Latest: FY2025

Profitability

Net Margin

5.5%

8.0% →5.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.48x

1.50x →1.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.50x

2.28x →3.50x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 1.3 pp over 3 years. Driven by net margin declining (8.0% → 5.5%), leverage rising (2.28x → 3.50x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr8.0%1.502.2827.4%
FY20240Cr0Cr6.9%1.613.3637.2%
FY20250Cr0Cr5.5%1.483.5028.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.