DuPont Decomposition

Why does TSFINV earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.3% = 451.0% × 0.02 × 1.04

Latest: FY2025

Profitability

Net Margin

451.0%

322.5% →451.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.02x

0.02x →0.02x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.04x

1.02x →1.04x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~7%. Driven by net margin improving (322.5% → 451.0%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr322.5%0.021.026.7%
FY20240Cr0Cr123.8%0.041.035.6%
FY20250Cr0Cr451.0%0.021.047.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

TSFINV DuPont Analysis — ROE 7.3% | YieldIQ