DuPont Decomposition

Why does UFO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.7% = 5.2% × 0.75 × 1.97

Latest: FY2026

Profitability

Net Margin

5.2%

-57.9% →5.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.75x

0.28x →0.75x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.97x

1.93x →1.97x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 39.2 pp over 5 years. Driven by net margin improving (-57.9% → 5.2%), asset turnover improving (0.28x → 0.75x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-57.9%0.281.93-31.5%
FY20230Cr-0Cr-3.4%0.721.98-4.9%
FY20240Cr0Cr4.1%0.741.885.7%
FY20250Cr0Cr2.3%0.751.883.2%
FY20260Cr0Cr5.2%0.751.977.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

UFO DuPont Analysis — ROE 7.7% | YieldIQ