DuPont Decomposition

Why does UFO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.2% = 2.3% × 0.74 × 1.88

Latest: FY2025

Profitability

Net Margin

2.3%

-0.3% →2.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.74x

0.72x →0.74x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.88x

1.98x →1.88x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.6 pp over 3 years. Driven by net margin improving (-0.3% → 2.3%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr-0Cr-0.3%0.721.98-0.4%
FY20240Cr0Cr4.1%0.741.885.7%
FY20250Cr0Cr2.3%0.741.883.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.