DuPont Decomposition

Why does USK earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-4.3% = -2.5% × 0.88 × 1.96

Latest: FY2025

Profitability

Net Margin

-2.5%

6.5% →-2.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.88x

1.14x →0.88x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.96x

2.38x →1.96x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 22.1 pp over 4 years. Driven by net margin declining (6.5% → -2.5%), asset turnover declining (1.14x → 0.88x), leverage falling (2.38x → 1.96x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.5%1.142.3817.8%
FY20230Cr0Cr5.6%1.011.9711.1%
FY20240Cr0Cr5.2%1.791.8417.2%
FY20250Cr-0Cr-2.5%0.881.96-4.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

USK DuPont Analysis — ROE -4.3% | YieldIQ