DuPont Decomposition

Why does VADILALIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

21.6% = 12.2% × 1.13 × 1.58

Latest: FY2025

Profitability

Net Margin

12.2%

9.1% →12.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.13x

1.26x →1.13x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.58x

2.11x →1.58x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.6 pp over 3 years. Driven by net margin improving (9.1% → 12.2%), asset turnover declining (1.26x → 1.13x), leverage falling (2.11x → 1.58x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.1%1.262.1124.2%
FY20240Cr0Cr13.0%1.221.6926.9%
FY20250Cr0Cr12.2%1.131.5821.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

VADILALIND DuPont Analysis — ROE 21.6% | YieldIQ