DuPont Decomposition

Why does VARDHACRLC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.0% = 4.2% × 0.81 × 1.46

Latest: FY2025

Profitability

Net Margin

4.2%

4.9% →4.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.81x

0.24x →0.81x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.46x

1.39x →1.46x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.4 pp over 3 years. Driven by asset turnover improving (0.24x → 0.81x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr4.9%0.241.391.6%
FY20240Cr0Cr7.7%0.211.352.2%
FY20250Cr0Cr4.2%0.811.465.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.