DuPont Decomposition

Why does VIPCLOTHNG earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.0% = 3.9% × 0.77 × 1.69

Latest: FY2026

Profitability

Net Margin

3.9%

-1.2% →3.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.77x

0.63x →0.77x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.69x

2.13x →1.69x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.7 pp over 5 years. Driven by net margin improving (-1.2% → 3.9%), asset turnover improving (0.63x → 0.77x), leverage falling (2.13x → 1.69x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-1.2%0.632.13-1.7%
FY20230Cr0Cr3.3%0.701.894.4%
FY20240Cr-0Cr-7.0%0.671.96-9.2%
FY20250Cr0Cr2.3%0.721.783.0%
FY20260Cr0Cr3.9%0.771.695.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

VIPCLOTHNG DuPont Analysis — ROE 5.0% | YieldIQ