DuPont Decomposition

Why does VISHAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.0% = 1.9% × 1.59 × 1.97

Latest: FY2025

Profitability

Net Margin

1.9%

4.5% →1.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.59x

1.76x →1.59x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.97x

2.62x →1.97x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 14.6 pp over 4 years. Driven by net margin declining (4.5% → 1.9%), asset turnover declining (1.76x → 1.59x), leverage falling (2.62x → 1.97x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.5%1.762.6220.6%
FY20230Cr0Cr3.4%1.772.2213.5%
FY20240Cr0Cr1.5%1.552.245.1%
FY20250Cr0Cr1.9%1.591.976.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

VISHAL DuPont Analysis — ROE 6.0% | YieldIQ