DuPont Decomposition

Why does VITAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.4% = 3.0% × 0.74 × 1.96

Latest: FY2025

Profitability

Net Margin

3.0%

13.7% →3.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.74x

0.71x →0.74x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.96x

5.56x →1.96x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 49.7 pp over 4 years. Driven by net margin declining (13.7% → 3.0%), leverage falling (5.56x → 1.96x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr13.7%0.715.5654.0%
FY20230Cr0Cr6.9%0.851.549.0%
FY20240Cr-0Cr-1.3%0.711.63-1.5%
FY20250Cr0Cr3.0%0.741.964.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

VITAL DuPont Analysis — ROE 4.4% | YieldIQ