DuPont Decomposition

Why does WHIRLPOOL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.1% = 3.7% × 1.09 × 1.77

Latest: FY2026

Profitability

Net Margin

3.7%

9.1% →3.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.09x

1.09x →1.09x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.77x

1.69x →1.77x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 9.8 pp over 5 years. Driven by net margin declining (9.1% → 3.7%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.1%1.091.6916.9%
FY20230Cr0Cr3.3%1.121.696.2%
FY20240Cr0Cr3.2%1.111.665.9%
FY20250Cr0Cr4.5%1.171.729.1%
FY20260Cr0Cr3.7%1.091.777.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

WHIRLPOOL DuPont Analysis — ROE 7.1% | YieldIQ