DuPont Decomposition

Why does WHIRLPOOL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.0% = 4.5% × 1.17 × 1.70

Latest: FY2025

Profitability

Net Margin

4.5%

3.3% →4.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.17x

1.12x →1.17x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.70x

1.69x →1.70x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.8 pp over 3 years. Driven by net margin improving (3.3% → 4.5%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.3%1.121.696.2%
FY20240Cr0Cr3.2%1.111.665.9%
FY20250Cr0Cr4.5%1.171.709.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.