DuPont Decomposition

Why does ZEELEARN earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.5% = 3.4% × 0.25 × 7.70

Latest: FY2025

Profitability

Net Margin

3.4%

-1.1% →3.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.25x

0.17x →0.25x

Revenue per ₹ of assets

Leverage

Equity Multiplier

7.70x

2.40x →7.70x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.9 pp over 4 years. Driven by net margin improving (-1.1% → 3.4%), leverage rising (2.40x → 7.70x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-1.1%0.172.40-0.5%
FY20230Cr-0Cr-136.8%0.327.27-315.0%
FY20240Cr0Cr45.7%0.335.9389.1%
FY20250Cr0Cr3.4%0.257.706.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ZEELEARN DuPont Analysis — ROE 6.5% | YieldIQ