DuPont Decomposition

Why does ZFCVINDIA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.0% = 12.6% × 0.92 × 1.20

Latest: FY2026

Profitability

Net Margin

12.6%

5.6% →12.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.92x

0.96x →0.92x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.20x

1.25x →1.20x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.3 pp over 5 years. Driven by net margin improving (5.6% → 12.6%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr5.6%0.961.256.7%
FY20230Cr0Cr9.3%1.131.2513.2%
FY20240Cr0Cr10.7%1.121.2114.6%
FY20250Cr0Cr12.1%1.001.1814.3%
FY20260Cr0Cr12.6%0.921.2014.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ZFCVINDIA DuPont Analysis — ROE 14.0% | YieldIQ