DuPont Decomposition

Why does ZIMLAB earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.8% = 3.4% × 0.77 × 1.87

Latest: FY2025

Profitability

Net Margin

3.4%

4.4% →3.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.77x

0.96x →0.77x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.87x

1.94x →1.87x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 3.5 pp over 4 years. Driven by net margin declining (4.4% → 3.4%), asset turnover declining (0.96x → 0.77x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.4%0.961.948.3%
FY20230Cr0Cr6.9%0.311.703.6%
FY20240Cr0Cr6.7%0.271.913.4%
FY20250Cr0Cr3.4%0.771.874.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.