Backtest · 3Y lookback
What if you’d followed YieldIQ’s framework 3 years ago?
A hypothetical illustration. Each year, an equal-weighted basket of the top 5 names in the YieldIQ-50 universe by margin of safety at year-start, held for 12 months, settled at year-end.
YieldIQ-50 top 5
+69.68%
cumulative, 3y
Nifty proxy basket
+22.31%
cumulative, 3y
Delta vs Nifty proxy
+47.37%
hypothetical, cumulative
Indexed equity curve (start = 100)
Per-year breakdown
| Window | Picks | YIQ-50 top 5 | Nifty proxy | Delta | Method |
|---|---|---|---|---|---|
| 2023-06-10 → 2024-06-10 | HCLTECH, ICICIBANK, BHARTIARTL, SBIN, LT | +44.69% | +15.22% | +29.47% | large-cap slice |
| 2024-06-10 → 2025-06-10 | HCLTECH, ICICIBANK, BHARTIARTL, SBIN, LT | +17.27% | +6.15% | +11.12% | large-cap slice |
| 2025-06-10 → 2026-06-10 | HCLTECH, ICICIBANK, BHARTIARTL, SBIN, LT | — | — | — | large-cap slice |
Methodology & limitations
Universe. The 50 stocks currently featured by YieldIQ as the curated YieldIQ-50 (canary set). The universe is the CURRENT basket, not the basket as it existed historically — survivorship bias is present.
Rotation. Each year we pick the top 5 by margin-of-safety at year-start, equal-weight them, and settle at year-end. The cycle repeats annually.
Benchmark. Nifty 50 proxy (equal-weighted top 5). Index ETF data is not directly cached; the proxy is an equal-weighted basket of the Nifty 50’s top 5 by index weight.
Data source for picks. fair_value_history is too sparse for a true historical pick; the basket uses a deterministic large-cap slice of the YieldIQ-50. Results are illustrative of universe-level behaviour, not a year-by-year pick simulation.
Costs. Trading costs, taxes (STT, STCG/LTCG), and slippage are NOT modelled. Real-world net returns would be lower.
Survivorship. Universe is the CURRENT YieldIQ-50, not the basket as it existed at year-start. Survivorship bias is present.
Universe coverage: 98% of 50 tickers had usable price history.
Disclosure
Hypothetical results based on backtesting methodology. Past returns are not indicative of future results.
This page is for educational illustration only. This is not investment advice. YieldIQ is not SEBI-registered as an investment adviser or research analyst.
For methodology details see /methodology.