Bajaj Finserv Limited

BAJAJFINSVPriced above fair value

A 6-pillar fundamental profile. Each pillar scored 0–10.

5.7/10 composite
Prism for BAJAJFINSV.NS: composite 5.7 of 10, verdict Priced above fair valuePULSEQUALITYMOATSAFETYGROWTHVALUE7.95.96.56.66.52.5

Pulse

7.9 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

5.9 · Moderate

ROA 1.29%, ROE 12.6%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

6.5 · Moderate

Scale (mcap 272,258 Cr)

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

6.6 · Moderate

Book-value franchise proxy P/BV 3.49

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

6.5 · Moderate

Adv YoY 16.3%, Dep YoY 17.9%, PAT YoY 10.5%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

2.5 · Above peer range

P/BV 3.49x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

Bajaj Finserv Limited (BAJAJFINSV) Prism — YieldIQ