Bajaj Finance Limited

BAJFINANCEFair value region

A 6-pillar fundamental profile. Each pillar scored 0–10.

6.8/10 composite
Prism for BAJFINANCE.NS: composite 6.8 of 10, verdict Fair value regionPULSEQUALITYMOATSAFETYGROWTHVALUE7.610.07.97.56.81.7

Pulse

7.6 · Positive

Analyst revision trend (fallback)

Pulse tracks recent momentum in price, analyst revisions, and news sentiment. Higher means more positive near-term tailwinds.

Quality

10.0 · Strong

ROA 3.40%, ROE 16.7%, C/I 28%

Quality captures profitability, return on capital, and earnings consistency. Higher means a better business.

Moat

7.9 · Strong

Scale (mcap 553,018 Cr), C/I 28%

Moat estimates durable competitive advantages — brand, scale, switching costs. Higher means more defensible.

Safety

7.5 · Strong

Book-value franchise proxy P/BV 4.85

Safety looks at balance-sheet quality, leverage, and cash generation. Higher means lower financial risk.

Growth

6.8 · Moderate

Adv YoY 20.1%, Dep YoY 20.6%, PAT YoY 14.3%

Growth reflects revenue and earnings expansion over recent years. Higher means faster compounding.

Value

1.7 · Above peer range

P/BV 4.85x vs sector median 1.81x (176 peers)

Value measures how the stock's price compares to its intrinsic worth. Higher means more discount to fair value.

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Model estimate. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.

Bajaj Finance Limited (BAJFINANCE) Prism — YieldIQ